Christmas Loans with Mallow CU
It’s hard to believe that the most wonderful time of the year is just around the corner! With an incredibly low interest rate of 5.5% (5.65% A.P.R.), our 1 Year Christmas Loans can help you plan a stress-free Christmas. Borrow with us to spread the cost over the next year and keep your savings intact.
Why choose Mallow Credit Union Christmas Loans?
- There’s no penalty if you repay the loan early
- You only pay interest on what you owe – the more you pay the less you owe
- Your interest goes back into the community through wages, sponsorships and charitable initiatives
- Use our Loans Calculator for a clear breakdown of how much you can afford to borrow over the year, what your repayments will be and how much interest you will pay
Submit an enquiry via our Loans Calculator and a member of staff will call you to help you with your application or call into any of our 8 branches today.
Approval is quick and easy; you just need to provide our dedicated loans team with :
- A valid photo I.D. (i.e. passport, driver’s licence)
- 3 most recent payslips*
- Proof of address
- 6 months bank account statements*
- Most recent Credit Card statement (if applicable)*
*For all parties whose income is used to support the loan application.
In the case of the self- employed we will require the most recent audited accounts together with a letter from your accountant confirming that your tax affairs are up to date.