Loans made simple
Whatever you’re planning, our loans are designed to make it easier. With fair rates, flexible repayments, and support from a team that knows you, you can borrow with confidence and move forward with your plans.
Our Loans
Find the right loan for you
Personal Loan
Flexible loans for life's plans, with competitive rates and clear repayments.
Car Loan
Get on the road with a loan that suits your budget, with competitive APR available.
Green Car Loan
Finance a greener drive with lower rates available for energy-efficient vehicles.
Home Improvement Loan
Upgrade your home with affordable finance and flexible repayment options.
Larger Home Improvement Loan
Need more? For larger-scale works, we offer extended terms and higher borrowing limits.
Green Home Loan
Make your home more energy efficient with loans designed for sustainable upgrades and lower rates.
Holiday Loan
Spread the cost of your next getaway with simple repayments and clear rates.
Student Loan
Support your studies with manageable repayments and competitive rates.
Cultivate Agri Loan
Invest in your farm with flexible finance and tailored rates for agriculture.
Mortgage
Take the next step toward owning your home with competitive mortgage rates and flexible terms.
Loan calculator
See what your repayment could be
Repayment summary*
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Weekly €0.00
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Fortnightly €0.00
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Monthly €0.00
*Terms & Conditions Apply: All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authoritative or legally binding. You are advised to check with our offices for up-to-date rates and offers.
Data Protection Notice
The personal information provided by you to Mallow Credit Union Limited on this screen will be held and used solely for the purpose of contacting you as requested and will not be retained for any other purpose.
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How to apply
Four simple steps
to apply for your loan
We’ve made the application process as straightforward as possible — most members are approved within 24 hours.
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Become a Member
Become a memberTo apply for a loan, you first need to be a member of Mallow Credit Union. Joining is simple and gives you access to a range of financial services designed to support you.
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Calculate your loan
Calculate your loanUse our loan calculator to see your estimated repayments. Choose your loan amount and term, and the monthly cost updates instantly so you can plan with confidence.
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Start your application
Once you’re a member, you can begin your loan application online, in-app, or in branch. You’ll be asked to provide some basic details along with supporting documents such as proof of income and identification.
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Approval and next steps
We’ll review your application based on your ability to repay. If approved, we’ll confirm your loan details with you and arrange for the funds to be paid directly into your account.
Join today
Ready to join
Mallow Credit Union?
Becoming a member takes minutes. You’ll get fair rates, local expertise, and the knowledge that your money is working for your community — not for distant shareholders.