Green Home Improvement Loan

Make your home warmer and greener

From insulation and solar panels to heat pumps and new windows, our Green Home Improvement Loan helps you cut your energy bills — with a low green rate, flexible repayments and no penalty for repaying early.

Loan calculator
  • APR 6.95%
  • Borrow from €500 – €100k
  • Maximum Term 10 yrs

Loan calculator

Estimate your loan repayments

Green Home Improvement Loan

Amount €25,000
€500 €100,000
Loan term 60 months
12 months 120 months
APR: 6.95%

Repayment summary*

  • Weekly €0.00
    Total€0.00 Interest€0.00
  • Fortnightly €0.00
    Total€0.00 Interest€0.00
  • Monthly €0.00
    Total€0.00 Interest€0.00

*Terms & Conditions Apply: All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authoritative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

Why choose a green home loan with Mallow Credit Union?

  • No Hidden Fees
  • No Penalties For Early Repayment
  • No Balloon Payments
  • Free Loan Protection Insurance
  • Own Your Car Outright

How to apply

Four simple steps
to apply for your loan

We’ve made the application process as straightforward as possible — most members are approved within 24 hours.

  1. Become a Member

    To apply for a loan, you first need to be a member of Mallow Credit Union. Joining is simple and gives you access to a range of financial services designed to support you.

    Become a member

  2. Calculate your loan

    Use our loan calculator to see your estimated repayments. Choose your loan amount and term, and the monthly cost updates instantly so you can plan with confidence.

    Calculate your loan

  3. Start your application

    Once you’re a member, you can begin your loan application online, in-app, or in branch. You’ll be asked to provide some basic details along with supporting documents such as proof of income and identification.

  4. Approval and next steps

    We’ll review your application based on your ability to repay. If approved, we’ll confirm your loan details with you and arrange for the funds to be paid directly into your account.

What you’ll need

Everything you need
to apply

We’ve made the process as simple as possible. With a few key documents and some basic information, you can apply with confidence knowing our team is here to guide you every step of the way.

Documents & Outgoings

  • 3 months bank statements (most recent)
  • Credit card statement (if applicable)
  • Mortgage statement (if applicable)

Proof of Income

  • Employed – 3 most recent payslips (if applicable)
  • Self-Employed – Most recent set of accounts and latest tax returns OR Notice of self-assessment
  • Social Welfare – 3 most recent payment receipts (if applicable)
  • Retired – Proof of all pensions

Identification

  • Valid Photo ID – Drivers Licence/Passport
  • Proof of Address – Utility Bill, Bank Statement dated within the last 6 months
  • Proof of PPSN – Medical Card, Payslip, P60
Become a member
Contact us

Green Home
Lending criteria

Maximum Term

The maximum term available on our Green Home Improvements loan is 10 years.

Ability to Repay

It is our responsibility to all members to ensure that we only lend members’ money to other members when it has been established that there is an ability to repay the loan. A borrower must be able to afford the loan repayments, including interest, over the full duration of a loan.

Free Loan Protection Insurance*

*Provided by the Credit Union to eligible members.

FAQs

Got a question?
We’re here to help

View all FAQs

WARNING: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit report, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL arrangement in the future.

More information is available at the Sustainable Energy Authority of Ireland website

Sustainable Energy Authority Of Ireland | SEAI

Start application

Ready to apply?

Become a member

Visit us in person at one of our
8 local branches.

Become a member

Find a branch

Visit us in person at one of our 8 local branches.

Find a branch

Contact

Need to speak to someone? Our team is on hand to help by phone, email, or in person.

Contact us