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Cookies Policy

COOKIES POLICY

 Mallow Credit Union Limited (“we“, “us“, “our“) respects your right to privacy and is committed to protecting and respecting your privacy.

This Cookies Policy (together with our Website Terms & Conditions and Data Privacy Notices set out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us. Please read the following carefully to understand our views and practices regarding your personal data and how we treat it.

This Cookies Policy also addresses the storage of cookies on any device which you may use to access our website and any of our products and services whether or not involving access to or use of your personal data.

We may change this Cookies Policy from time to time by updating this page. You should check this page from time to time to ensure you are happy with any changes.

What are Cookies?

Cookies are small files that store information on your device, such as a PC, a mobile phone, laptop, or any other device that can store information, that enables our website to recognise that you have visited before.

The information so stored make it easier for you to maintain your interest in or preference for our website, and by seeing how you use our website, we can tailor the website around your preferences and measure usability of our website.

The information so stored does not usually directly identify you but can give you a more personalised website experience.

Because we respect your right to privacy, you can choose not to allow some types of cookies to remain on your device. However, disabling certain types of cookies may impact adversely on your experience of our website but also your access to our use of our services and products.

There are different categories of cookies, such as necessary, analytics, performance, functional, advertising cookies and they are explained in section 4.

Cookies may be either first party or third party cookies. First party cookies are created by our website and owned by our Credit Union. Third party cookies are created and owned by third party technical service providers, for example Google Analytics.

The website uses Google Analytics to collect information about how visitors use our website. The Cookies used by Google Analytics collect information in an anonymous form and are used by many different websites. If you wish to opt out of being tracked by Google Analytics across all websites, please visit http://tools.google.com/dlpage/gaoptout

What do we use Cookies for?

We may collect information about your computer or other device, including where available your IP address, operating system and browser type, for system administration, to help us provide a better service, to record website session information and/or to assist you in browsing our website. This may in some instances only be statistical data about how you browse our website.

For the same reason, we may obtain information about your usage of our website by using a cookie file which is stored on the hard drive of your computer. Cookies contain information that is transferred to your computer’s hard drive.

Cookies enable us to:

  • estimate usage numbers and patterns on our website;
  • store information about your preferences, and so allow us to customise our website according to your individual interests;
  • speed up your on-line searches; and
  • recognise you when you return to our website.

 What categories of Cookies do we use?

Necessary Cookies

These Cookies allow you to move around and access secure areas of our website and apps. Without them, we cannot provide the online services you may want. You do not need to give us consent for necessary cookies to be used – they will be set automatically if you use our website or apps. You can find the necessary cookies that we use on our website listed in the Cookie Table set out below.

Analytics Cookies

These cookies collect information about how you use our website. They tell us which pages you go to most often, and whether you get error messages from web pages. All information stored by performance cookies is aggregated and does not personally identify you. You can find the analytics cookies we use on our website listed in the Cookie Table set out below.

Performance Cookies

These cookies allow our website to remember choices that you have made on previous visits. This could include things like changes you’ve made to the size of the text on a specific page. They can keep track of your progress when you’re completing online application forms. Functional cookies can also be used to provide services you’ve asked for, like inter active chat (if available) through our website. You can find the performance cookies we use on our website listed in the Cookie Table set out below.

Functional Cookies

These cookies are used to provide services from third parties, such as Instagram and Django. For more information about such cookies please refer to the website of the stated providers in the Cookie Table below.

Advertising Cookies

These cookies (also called targeting cookies) help us shape our advertising and make it more relevant to you. We and our third-party advertising partners use these cookies to understand what you’re interested in on our website, and to identify what other web sites may have directed you to us. If you do not allow these cookies, you may experience less targeted advertising. You can find the advertising cookies we use on our website listed in the Cookie Table set out below.

Which Cookies do we use?

The cookies we use on our website are as listed in the Cookie Table set out below. We may amend or update this Table from time to time.

 

   COOKIE TABLE

     COOKIE     TYPE               dESCRIPTION    DURATION
NECESSARY See explanation set out above as to ‘Necessary Cookies’.
CookieLawInfoConsent First Party This cookie is set by the GDPR Cookie Consent plugin. It is used to store the summary of the consent given for cookie usage. It does not store any personal data. 6 months
cli_user_preference First Party This cookie is set by the GDPR Cookie Consent plugin. It keeps track of the cookie consents for use on the current domain. 6 months
cookielawinfo-checkbox-

analytics

First Party This cookie is set by the GDPR Cookie Consent plugin. The purpose of this cookie is to check whether or not the user has given consent to the usage of cookies under Google Analytics. 6 months
cookielawinfo-checkbox-

performance

First Party This cookie is set by the GDPR Cookie Consent plugin. The purpose of this cookie is to check whether or not the user has given consent to the usage of cookies under the category ‘Performance’. 6 months
cookielawinfo-checkbox-

functional

First Party This cookie is set by the GDPR Cookie Consent plugin. The purpose of this cookie is to check whether or not the user has given consent to the usage of cookies under the category ‘Functional’. 6 months
cookielawinfo-checkbox-advertisement First Party This cookie is set by the GDPR Cookie Consent plugin. The purpose of the cookie is to check whether or not the user has given consent to the usage of cookies under the category ‘Advertisement’.’ 6 months
viewed_cookie_policy First Party This cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not the user has consented to the use of cookies. It does not store any personal data. 6 months
cookielawinfo-checkbox-necessary First Party This cookie is set by the GDPR Cookie Consent plugin. The purpose of the cookie is to check whether or not the user has given consent to the usage of cookies under the category ‘Necessary.’ 6 months
cookielawinfo-checkbox-non-necessary First Party This cookie is set by the GDPR Cookie Consent plugin. The purpose of the cookie is to check whether or not the user has given consent to the usage of cookies under the category ‘Non-Necessary.’ 6 months
ANALYTICS See explanation set out above as to ‘Analytics Cookies’.
_ga First Party This cookie is installed by Google Analytics. The cookie is used to calculate visitor, session and campaign data and keep track of site usage for our website’s analytics report. The cookie stores anonymously and assigns a randomly generated number to identify unique visitors. 2 years
_gid First Party This cookie is installed by Google Analytics. The cookie is used to store information of how visitors use a website and helps in creating an analytics report of how our website is doing. The data collected including the number of visitors, the source where they have come from, and the pages they have visited in an anonymous form. 1 day
GPS Third Party This cookie is set by YouTube and register a unique ID for tracking users based on their geographical location. 30 minutes
PERFORMANCE See explanation set out above as to ‘Performance Cookies’.
_gat First Party This cookie is installed by Google Universal Analytics to throttle the request rate to limit the collection of data on high traffic sites. 1 minute
YSC Third Party This cookie is set by YouTube and is used to track the views of embedded videos.
FUNCTIONAL See explanation set out above as to ‘Functional Cookies’.
Ig_did Third Party This cookie is set by Instagram and is used to enable the Instagram widget on this website. 2 years
csrftoken Third Party This cookie is associated with the Django web development platform for phyton, and as used to help protect our website against Cross-Site Request Forgery attacks. 6 months
mid First Party This cookie is set by Instagram. The cookie is used to distinguish users and to show relevant content, for better user experience and security. 2 years
ASP.NET_Sessionld First Party This cookie applies to the use respectively of Cu+Online and CuMobile services. The cookie is used to identify a specific user, and expires when the user exits the browser. The duration  of the user’s session
Security Token First Party This.cookie applies to the use respectively of Cu+Online and CuMobile services. The cookie is used to identify and authenticate a specific user. The duration of the user’s session
Security TokenWCS First Party This cookie applies to the use respectively of Cu+Online and CuMobile services. The cookie is used to identify and authenticate a specific user. The duration of the user’s session
ADVERTISING See explanation set out above as to ‘Advertising Cookies’.
VISITOR_INFO1_LIVE Third Party This cookie is set by YouTube and is used to track the information of the embedded YouTube videos on our website. 5 months
IDE Third Party Used by Google DoubleClick and stores information about how the user uses our website and any other advertisements before using our website. This is used to present  users with advertisements that are relevant  to them according to their user profile 6 months

 

Managing Cookie Usage

Our website has a cookie management tool that facilitates acceptance and rejection of cookies. The Cookie management tool can be accessed using the Cookie Notice tab in the bottom left corner of our website. However, if you select this setting, you may be unable to access certain parts of the website or unable to avail of our services. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you log on to the website.

Within your browser you can choose whether you wish to accept cookies on all websites or not. Different browsers have different settings available to you. You can find out how to do this for your particular browser by clicking “help” on your browser’s menu or by visiting www.allaboutcookies.org

Third Party Websites

Our Website contains links to and from third party websites. If you follow a link to any of these websites, please note that these websites have their own cookie settings, and these are not endorsed by us. We do not accept any responsibility or liability for these third-party websites. Please undertake the appropriate due diligence before submitting any information to these websites.

If you have any concerns about material which appears on the website, please contact us at info@mallowcu.ie