Transfer Funds Internationally

SEPA Electronic Transfers

Thanks to SEPA (Single European Payments Area), it’s easier than ever to electronically receive & transfer funds in and out of your credit union account. SEPA was set up to standardise the way all electronic payments are processed in the Euro area, using your account’s IBAN and the BIC of your financial institution. Payments through SEPA are an easy, cost effective way to bank internationally so ask for SEPA!

The SEPA scheme consists of the 27 EU Member States plus Iceland, Norway, Liechtenstein, Switzerland, Monaco, the United Kingdom and San Marino.

To make a SEPA payment you need:

  • The IBAN of the person you want to pay
  • The bank to which you are sending the payment to be a member of the SEPA scheme
  • The payment to be in Euro
Before you transfer


Ask your bank to confirm you’re SEPA Credit Transfer supported and transfer with confidence. Mallow Credit Union is NOT able to accept SWIFT payments. You may incur charges if you attempt to send money to your account in Mallow Credit Union via SWIFT

If you would like more information please contact Mallow Credit Union today.

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