Estimate your loan repayments

Loan Calculator

I'd like to borrow:
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Loan term (years):
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Loan term (years):
Loan term (months):
Loan term (years):
Loan term (months):
Loan term (years):
Loan term (months):
Loan term (years):
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APR 11.00%

APR 11.00%

Repayment Summary*:

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Fortnightly

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Loan Enquiry

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What We Require From You
1

Outgoings

  • 3 months bank statements (most recent)
  • Credit card statement (if applicable)
  • Mortgage statement (if applicable)
2

Proof of Income

  • Employed – 3 most recent payslips
  • Self-Employed - Most recent set of accounts and latest tax returns OR Notice of self-assessment
  • Social Welfare – 3 most recent payment receipts (if applicable)
  • Retired – Proof of all pensions
3

Identification

  • Valid Photo ID – Drivers Licence/Passport
  • Proof of Address – Utility Bill, Bank Statement dated within the last 6 months
  • Proof of PPSN – Medical Card, Payslip, P60
Lending criteria

Maximum Term

  • The maximum term available on our Home Improvement Loan is 10 years.

Ability to Repay

  • It is our responsibility to all members to ensure that we only lend members’ money to other members when it has been established that there is an ability to repay the loan. A borrower must be able to afford the loan repayments, including interest, over the full duration of a loan.

Free Loan Protection Insurance*

  • *Provided by the Credit Union to eligible members.
How to apply

How To Apply


Drop into to any of our 8 branches, call us on 022 21121 or make an application online once registered. We can then discuss your needs and proceed with your loan application.

Online Banking Log In Register

WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan with Mallow Credit Union please contact us today.

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