Find out about a mortgage with Mallow Credit Union

Make Your Move with Mallow Credit Union! Whether you’re buying your first home, trading up, or unlocking equity for renovations, our mortgage options are built around you. Borrow from €100,000 to €500,00 with terms from 10 to 35 years and enjoy a competitive variable rate from just 3.8%. Fast decisions, local support—let’s turn your dream home into a reality.

Find out how much you might be able to borrow
Mortgage Affordability Calculator
Membership Eligibility

Mortgage Options

Please note: for joint applications, both applicants must be first time buyers for the application to be considered as First Time Buyer.

Applicant 1

Applicant 2

Estimate your mortgage repayments

Loan Calculator

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APR 11.00%

APR 11.00%

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∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Loan Enquiry

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Find out more about our Mortgage product

  • Borrow €100,000 to a max amount of €500,000
  • You can choose a repayment term from 5 years to 35 years
  • Backed by local knowledge and real people
  • Fast decisions. Clear answers. No confusion
  • You can borrow for the purchase of your principle private residence
  • You can switch the mortgage loan relating to your principal private residence in Ireland to us

  • Maximum loan to value: 90% for first time buyers.
  • Maximum loan to value: 90% for non first time buyers.
  • Maximum loan to income: First time buyers, 4 times gross annual income (combined income where relevant)
  • Maximum loan to income: Non first time buyers, 3.5 times gross annual income (combined income where relevant)

WARNING: If you do not meet the repayments on your loan, your account will go into arrears.
This may affect your credit rating, which may limit your ability to access credit in the future.

How to apply

How To Apply

Contact our mortgage lending team. Call us on 022 21121 to speak directly with one of our loans officers, email us at mortgage@mallowcu.ie or make an online enquiry below using the button below.

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