Seize the DIY!
All you Need to Know on the Best Home Improvement Loan
It’s official. Lock down has lifted and you have a LIST of things to tackle around the house. There’s just that one little issue of how you are going to pay for that Dermot Bannon worthy home makeover you’ve planned. Let’s face it, there are not too many of us who will have the necessary disposable cash to hand. But what’s the best way to pay for your plans? From the kitchen to the attic, we have you covered.
The Credit Card is not your friend this time round
We need to nip something in the bud before we go any further. Do NOT put your home improvements on your credit card. We know it’s tempting. But is it that attractive when you stop to consider all that interest you’ll accrue? And that’s even if you make every monthly minimum repayment. Using a credit card will ultimately be a big mistake. Really. You don’t have to just take it from us. Check out the CCPC’s Credit Card Comparison Calculator and see just how much it would cost to clear the bill.
A simple, straight-forward way to pay
So we’ve established what NOT to do. But our loans are designed to make live easy for you. They are probably the most flexible form of credit in Ireland at the moment. This is because we are happy to work with you to restructure loan repayments if you are finding it too difficult to meet them. If you change your mind and want to pay the loan back early, there is no issue with that either, and no financial penalty. Credit unions always want to ensure their borrowers are living their best life – and their loan is not impacting on that. This is because we are a local, not-for-profit organisation and our only objectives are to help our members achieve their goals, keep local people employed and ensure members get a fair and competitive loan.